Nick Fong of Ronival Real Estate sits down with Alex Koper, CEO of Global Mortgage, to talk about cash-out refinancing in Cabo. One of the most common questions Nick hears from homeowners is: “If I own my property free and clear, how can I access that equity in Mexico?” In this video, Alex explains how Americans and Canadians can now refinance their Cabo homes to tap into built-up equity.
Refinancing in Cabo with Global Mortgage
Alex Koper shares that when Global Mortgage launched in Cabo in 2018, there were almost no reliable financing options available for foreigners. Before then, buyers would often use 401K loans, refinance properties back home, or even rely on personal loans just to transfer cash into Mexico. By establishing operations locally in Cabo and in the U.S., Global Mortgage created new lending opportunities that allow homeowners to unlock liquidity directly from their Mexican real estate.
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Why consider refinancing in Cabo?
- Buying another property: Use equity from your current home to purchase an additional villa or condo in Cabo. Many clients choose high-demand communities like Quivira Los Cabos or Puerto Los Cabos for strong rental income potential.
- Investment diversification: During times of market volatility, homeowners often move funds from equities into real estate. Owning in places like Palmilla or Pedregal provides long-term value and lifestyle benefits.
- Liquidity during economic uncertainty: Especially since COVID-19, many families view home equity as an important financial safety net.
Rental income opportunities
Nick points out that many of his clients are also investors. They often refinance to purchase rental properties, then list them through Property Management by Ronival. With strong vacation rental demand across Cabo, homeowners can cover mortgage costs through rental income — and in many cases, even generate positive cash flow. This makes refinancing not just a way to access equity, but a smart investment strategy.
How Global Mortgage works
Global Mortgage services all loans in U.S. Dollars, providing stability for international homeowners. With headquarters in Cabo and offices in California, Texas, and Illinois, the company is well positioned to serve Americans and Canadians who want to own or refinance property in Los Cabos. Whether you’re financing a condo in Cabo del Sol along the Corridor or a luxury home near the marina, Global Mortgage makes it possible.
Work With Ronival Real Estate
Ronival Real Estate has helped thousands of buyers and sellers across Los Cabos since 2010. If you’re interested in Cabo Real Estate, our team can guide you through every step — from financing and showings to closing and property management. Have questions? Contact us here or call +52 (624) 227 5766.
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