Absolutely. While the Mexican Constitution establishes a “Restricted Zone” near the coast, foreigners can safely own property through a Bank Trust known as a Fideicomiso. This is not a lease; it grants you full ownership rights to sell, rent, or pass down to heirs. At Ronival, our in-house legal team manages this entire process to ensure your title is secure.

It depends on your strategy. Cabo San Lucas typically offers higher occupancy rates for short-term vacation rentals due to the nightlife and Marina. San José del Cabo attracts long-term renters and luxury travelers seeking culture. We recommend analyzing our quarterly market report to see current appreciation trends in both zones.

Closing costs usually range between 4% and 6% of the purchase price. This includes the acquisition tax (ISAI), notary fees, and bank trust setup. These costs are paid by the buyer. We provide a detailed spreadsheet breakdown before you make any offer so there are no surprises.

Yes. While many transactions in Los Cabos are cash deals, financing is available through specialized cross-border lenders and Global Mortgage options. We can connect you with trusted brokers who offer US-style loan programs for buying in Mexico.

Property taxes in Mexico are significantly lower than in the US or Canada. They are typically around 0.1% of the assessed value of the property. Additionally, if you pay in January, you often receive a discount from the municipality.

You do not need residency to buy property; you can purchase as a tourist. However, obtaining Temporary or Permanent Residency is highly recommended if you plan to sell later, as it is the only way to potentially exempt yourself from Capital Gains Tax.

HOA fees vary by community. In luxury developments like Pedregal or Palmilla, fees cover 24/7 security, landscaping, desalinated water delivery, and access to beach clubs. While they might seem higher than standard US fees, they cover crucial infrastructure that protects your property value.

Los Cabos has strict building codes designed for hurricane resistance, with most modern homes built of reinforced concrete. Major hurricanes are rare, but we always recommend comprehensive hurricane insurance. Our property management team also offers storm-prep services for owners who are away during the season.

This is essential for peace of mind. Ronival Property Management offers full-service care, from bill payments and cleaning to maintenance checks and rental management. We ensure your home is pristine and profitable while you are away.